OP-Pohjola Group is Finland's largest financial services group. It is made up of independent member cooperative banks and the Group's central institution, OP-Pohjola Group Central Cooperative with its subsidiaries and closely related companies, the largest of which is the listed company Pohjola Bank plc.

OP-Pohjola Group offers a comprehensive range of advanced electronic banking, investment and insurance services for both private and corporate customers. OP-Pohjola Group is the forerunner in the development of SEPA-services as well as e-invoicing. E-invoicing for private customers in OP-Pohjola Group's e-banking service was introduced in 2005.